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Current Rates as of 08/21/2008

 

Checking

Account Type and/or Terms  Interest Rate  Annual Percentage Yield  Minimum to Open  Minimum w/o Fee  Comp. Freq.  Int. Paid 
Now/Super Now  0.40  0.40  $500  $500  Monthly  Monthly 

 

Money Market

Account Type and/or Terms  Interest Rate  Annual Percentage Yield  Minimum to Open  Minimum w/o Fee  Comp. Freq.  Int. Paid 
Traditional Money Market  0.40  0.40  $1,000  $1,000  Monthly  Monthly 

 

Investment Money Market

Account Type and/or Terms  Interest Rate  Annual Percentage Yield  Minimum to Open  Minimum w/o Fee  Comp. Freq.  Int. Paid 
Tier I
0 - $9,999.99 
0.50  0.50  $5,000.00  $5,000.00  Monthly  Monthly 
Tier II
$10,000 - $24,999.99 
1.00  1.01  $5,000.00  $5,000.00  Monthly  Monthly 
Tier III
$25,000 - $49,999.99 
1.50  1.51  $5,000.00  $5,000.00  Monthly  Monthly 
Tier IV
$50,000 - $99,999.99 
1.80  1.81  $5,000.00  $5,000.00  Monthly  Monthly 
Tier V
$100,000 or more 
2.25  2.26  $5,000.00  $5,000.00  Monthly  Monthly 

 

Savings

Term  Interest Rate  Annual Percentage Yield  Minimum to Open  Interest Penalty  Comp. Freq.  Int. Paid When Comp. 
Regular Savings  0.50  0.50  $25.00  $10.00  Quarterly  Quarterly 

 

IRAs

Term  Interest Rate  Annual Percentage Yield  Minimum to Open  Interest Penalty  Comp. Freq.  Int. Paid When Comp. 
IRA Savings  3.21  3.25  $500.00  3 Month  Quarterly  Quarterly 

 

Certificates of Deposit

Term  Interest Rate  Annual Percentage Yield  Minimum to Open  Interest Penalty  Comp. Freq.  Int. Paid When Comp. 
31 Day  1.50  1.51  $1,000  31 Day  Maturity  Maturity 
3 Month  1.75  1.76  $1,000  3 Month  Maturity  Maturity 
6 Month  2.00  2.01  $1,000  3 Month  Quarterly  Quarterly 
12 Month  3.06  3.10  $1,000  3 Month  Quarterly  Quarterly 
15 Month  2.25  2.27  $1,000  3 Month  Quarterly  Quarterly 
18 Month  2.35  2.37  $1,000  6 Month  Quarterly  Quarterly 
24 Month  3.21  3.25  $1,000  6 Month  Quarterly  Quarterly 
30 Month  2.55  2.57  $1,000  6 Month  Quarterly  Quarterly 
36 Month  2.75  2.78  $1,000  12 Month  Quarterly  Quarterly 
60 Month  3.10  3.14  $1,000  12 Month  Quarterly  Quarterly 

 

Certificate of Deposit "Specials"

Rate information posted on the Bank of Dwight Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawl. The CD specials listed above may renew into different lengths of maturity upon renewal.

For questions about our deposit accounts, please read our Deposit Disclosure .

 

FunTimer FunRates CD's

FUN Rates CD's  Interest Rate  Annual Percentage Yield  Minimum To Open  Interest Penalty  Comp.Freq.  Int. Paid When Comp. 
31 Day  1.50  1.51  $1,000  31 Day  Maturity  Maturity 
3 Month  1.75  1.76  $1,000  3 Month  Maturity  Maturity 
6 Month  2.00  2.01  $1,000  3 Month  Quarterly  Quarterly 
12 Month  3.16  3.20  $1,000  3 Month  Quarterly  Quarterly 
15 Month  2.25  2.27  $1,000  3 Month  Quarterly  Quarterly 
18 Month  2.35  2.37  $1,000  6 Month  Quarterly  Quarterly 
24 Month  3.31  3.35  $1,000  6 Month  Quarterly  Quarterly 
30 Month  2.55  2.57  $1,000  6 Month  Quarterly  Quarterly 
36 Month  2.75  2.78  $1,000  12 Month  Quarterly  Quarterly 
60 Month  3.10  3.14  $1,000  12 Month  Quarterly  Quarterly 

 

FunRates CD "Specials"

Rate information posted on the Bank of Dwight Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawl. The CD specials listed above may renew into different lengths of maturity upon renewal.

For questions about our deposit accounts, please read our Deposit Disclosure.

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132 East Main Street . Dwight, IL 60420 . 815.584.1855

Serving Dwight & the surrounding area

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